Fuel Your Growth Without the Wait
Running a business means spotting opportunities every day. Whether you’re restocking for peak periods, upgrading equipment, or launching a new campaign, you need business funding in South Africa that moves as fast as you do.
With Merchant Capital cash advances, Aptitude Media helps SMEs unlock growth opportunities through fast, unsecured funding designed to keep your momentum strong.
Fast, Flexible Business Cash Advances
Looking for reliable SME funding in South Africa? Merchant Capital specialises in merchant cash advances that empower entrepreneurs to grow without the delays of traditional loans.
Why Choose Merchant Capital for SME Funding?
Quick Access to Capital – Apply online and get approved fast.
Flexible Repayments – Repay as you trade, keeping your cash flow healthy.
No Collateral Needed – Secure funding without risking personal or business assets.
Tailored SME Solutions – Designed for retailers, service providers, and growing businesses across South Africa.
Our asset‑free merchant cash advance gives you the growth capital you need without the heavy paperwork or collateral requirements.
Your next opportunity shouldn’t wait. With Merchant Capital business funding solutions, you can access fast, flexible, unsecured cash advances and grow with confidence.
How It Works
Qualification Criteria
Basic Information We Will Need
Business trading name
Business trading address
Owners’ full names;
Owners’ contact details, which includes an email address and cell phone number
Businesses average monthly turnover
Businesses trading industry
Documents To Submit
ID Copy (Of all directors)
CIPC Documents (Business registration documents)
Latest rental statement OR latest Municipal bill (For the businesses operating address)
Latest 6 months banking statements (for applications under R1m) (Downloaded not scanned)
OR
latest 12 months banking statements (for applications over R1m)
Success Stories
“Merchant Capital helped us restock ahead of the holiday rush. Sales grew by 30% and cash flow stayed strong.” – SME Retail Partner
“Merchant Capital gave us the funding we needed to restock ahead of peak season. Our sales grew by 30% while cash flow stayed healthy.” – SME Retail Partner
Secure SME Business Funding Today
Your next opportunity shouldn’t wait. With Merchant Capital business funding solutions, you can access fast, flexible, unsecured cash advances and grow with confidence.
Aptitude Media 